AN INDIVIDUAL WHO ASSISTS AN APPLICANT TO COMPLETE AN APPLICATION OR PROPOSAL FORM FOR INSURANCE SHALL BE DEEMED TO HAVE DONE SO AS THE AGENT OF THE APPLICANT IN ACCORDANCE WITH SECTION 54(2), INSURANCE ACT, 2003
. THE LIABILITY OF THE COMPANY DOES NOT COMMENCE UNTIL THIS APPLICATION IS ACCEPTED AND THE PREMIUM IS PAID IN ACCORDANCE WITH SECTION 50(1) OF INSURANCE ACT 2003
Public Liability
Are any workers involved in manual works in connection with installation, erection, repair, maintenance, testing, demolition or construction outside insured premises
Are any workers involved in works at great heights (above 30 feet above floor or ground level)
Are any workers involved in works involving explosives, dangerous or toxic chemicals
Are any workers involved in excavation works, work in manholes or tunnels
Are any workers involved in excavation works, work in manholes or tunnels or any similarly activities
Are any workers involved in using heavy industrial machines that involve cutting ,pressing, grinding etc?
Are any workers involved in lifting or hoisting operations, especially in public areas
Do you undertake any work away from your premises?
If yes, Give details
Does your business create any trade waste?
If yes, please give details of waste and methods of disposal
Are any workers required to work onboard vessels
If yes, what is the maximum no. of employees on board any vessel any one time
Will there be any diving &/or related underwater activities pertaining to your business?
Please provide details of any Hazardous Goods that are stored at your premises
Do you employ the services of contractors, sub-contractors
If yes to any, are they required to carry their own Public/product Liability Insurance
Is there any insurance in force covering the same exposure for the same period of insurance being proposed
Has any Insurance Company ever refused your Public/product Liability Insurance Proposal or refused to renew your Policy
Has your insurance been cancelled solely or in part due to a breach of premium payment warranty in the last 12 months
PRODUCT LIABILITY
Attach any brochures or other related material for product
Do you manufacture, construct, erect, install, repair, service, treat, sell, supply or distribute any products
Please provide details of quality control procedures in place
Are your products subject to any Standards
if yes, give details
Are you or is your product required to be compliant with any other industry standard or regulation
Period of Cover: From
To
please a tabled list with the following headers
I/We warranted that the above statements are true and complete and I/We agree that this proposal shall be the basis of the contract between me/us and the Company
I/We agree to accept a policy in the Company’s usual form for this class of insurance
Premium Payment Warranty: Please note that the total premium due must be paid and actually received in full by the Company (or the intermediary through whom this Policy was effected) within 60 days from the inception date of the coverage, failing which the Policy shall be automatically terminated and the Company shall be entitled to a pro-rata time on risk premium